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Bankruptcy Attorneys in Massachusetts

Find experienced bankruptcy attorneys across 512 cities in Massachusetts. Free consultation available.

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Cities Covered

512

Zip Codes

613

State Coverage

118.1%

Fee Type

Varies

When to Contact a Bankruptcy Attorney in Massachusetts

If you're facing a lawsuit, wage garnishment, foreclosure, or repossession, filing bankruptcy can trigger an automatic stay that halts all collection actions immediately. Waiting until the last minute limits your options and can cost you assets you could have protected.

Your debts significantly exceed your ability to pay and minimum payments barely cover interest

You're facing wage garnishment, bank levies, or lawsuits from creditors

Your home is in foreclosure and you want to explore options to keep it

Medical bills from an illness or accident have created an impossible debt burden

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Weymouth

1 zip covered

Westwood

1 zip covered

Weston

1 zip covered

Westford

1 zip covered

Bedford

1 zip covered

Babson Park

1 zip covered

Auburndale

1 zip covered

West Roxbury

1 zip covered

West Newton

1 zip covered

West Newbury

1 zip covered

West Medford

1 zip covered

West Boxford

1 zip covered

Wenham

1 zip covered

Wellesley Hills

1 zip covered

Wellesley

1 zip covered

Wayland

1 zip covered

Waverley

1 zip covered

Boxford

1 zip covered

Boston→

13 zips covered

Billerica

1 zip covered

Beverly

1 zip covered

Belmont

1 zip covered

Watertown

1 zip covered

Waltham

3 zips covered

Wakefield

1 zip covered

Waban

1 zip covered

Tyngsboro

1 zip covered

Topsfield

1 zip covered

Tewksbury

1 zip covered

Swampscott

1 zip covered

Stoneham

1 zip covered

South Weymouth

1 zip covered

South Hamilton

1 zip covered

South Boston

1 zip covered

Somerville

3 zips covered

Cambridge→

5 zips covered

Byfield

1 zip covered

Burlington

1 zip covered

Brookline Village

1 zip covered

Brookline

2 zips covered

Brighton

1 zip covered

Braintree

1 zip covered

Scituate

1 zip covered

Saugus

1 zip covered

Salisbury

1 zip covered

Salem

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Roxbury Crossing

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Roxbury

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Rowley

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Roslindale

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Rockport

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Rockland

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Chelsea

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Chelmsford

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Charlestown

1 zip covered

Carlisle

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Canton

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Revere

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Readville

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Reading

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Randolph

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Quincy

3 zips covered

Prides Crossing

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Pinehurst

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Peabody

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Danvers

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Concord

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Cohasset

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Chestnut Hill

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Nutting Lake

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Norwell

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North Weymouth

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North Waltham

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North Scituate

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North Reading

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North Marshfield

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North Chelmsford

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North Billerica

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North Andover

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Nonantum

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Newtonville

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Newton Upper Falls

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Newton Lower Falls

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Newton Highlands

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Newton Center

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Newton

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Newburyport

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Newbury

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New Town

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Dracut

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Dorchester Center

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Dorchester

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Dedham

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Needham Heights

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Needham

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Nahant

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Minot

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Milton Village

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Milton

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East Weymouth

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East Boston

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Middleton

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Methuen

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Merrimac

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Melrose

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Medford

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Mattapan

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Marshfield Hills

1 zip covered

Marblehead

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Manchester

1 zip covered

Malden

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Lynnfield

1 zip covered

Lynn

4 zips covered

Lowell

4 zips covered

Lincoln

1 zip covered

Lexington

2 zips covered

Everett

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Essex

1 zip covered

Lawrence

3 zips covered

Jamaica Plain

1 zip covered

Ipswich

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Hyde Park

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Humarock

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Hull

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Holbrook

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Hingham

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Haverhill

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Hathorne

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Hanscom AFB

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Hanover

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Hamilton

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Groveland

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Greenbush

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Gloucester

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Georgetown

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Woburn

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Winthrop

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Winchester

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Wilmington

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Arlington Heights

1 zip covered

Arlington

2 zips covered

Andover

1 zip covered

Amesbury

1 zip covered

Allston

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Acton

2 zips covered

Accord

1 zip covered

Abington

1 zip covered

Whitinsville

1 zip covered

Wheelwright

1 zip covered

Adams

1 zip covered

Agawam

1 zip covered

Amherst

3 zips covered

Ashburnham

1 zip covered

Whately

1 zip covered

Ashfield

1 zip covered

Athol

1 zip covered

Ashley Falls

1 zip covered

West Stockbridge

1 zip covered

West Springfield

2 zips covered

West Millbury

1 zip covered

West Hatfield

1 zip covered

Hardwick

1 zip covered

Hampden

1 zip covered

Hadley

1 zip covered

Greenfield

2 zips covered

Great Barrington

1 zip covered

Granville

1 zip covered

Granby

1 zip covered

Grafton

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Goshen

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Glendale

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Gill

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Gilbertville

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Hubbardston

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Housatonic

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Hopedale

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Holyoke

2 zips covered

Holland

1 zip covered

Holden

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Hinsdale

1 zip covered

Heath

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Haydenville

1 zip covered

Hatfield

1 zip covered

Harvard

1 zip covered

West Chesterfield

1 zip covered

West Brookfield

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West Boylston

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Wendell Depot

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Wendell

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Webster

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Boylston

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Bondsville

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Bolton

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Blandford

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Blackstone

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Erving

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Easthampton

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Lee

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Lanesborough

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Lancaster

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Lake Pleasant

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Jefferson

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Indian Orchard

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Huntington

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Linwood

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Leverett

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Leominster

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Lenox Dale

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Lenox

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Leicester

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Leeds

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Florence

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Fitchburg

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Fiskdale

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Feeding Hills

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Fayville

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Bernardston

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Berlin

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Berkshire

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Warwick

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Warren

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Ware

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Wales

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Uxbridge

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Upton

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Tyringham

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Turners Falls

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Manchaug

1 zip covered

Lunenburg

1 zip covered

Ludlow

1 zip covered

Longmeadow

2 zips covered

Three Rivers

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Thorndike

1 zip covered

Templeton

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Sutton

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Sunderland

1 zip covered

Sturbridge

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Stockbridge

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Still River

1 zip covered

Sterling

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East Longmeadow

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East Brookfield

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Millville

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Millers Falls

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Millbury

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Mill River

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Milford

1 zip covered

Middlefield

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Mendon

1 zip covered

Springfield→

19 zips covered

Spencer

1 zip covered

Southwick

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Southfield

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Southbridge

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Southborough

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Southampton

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South Lee

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South Lancaster

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South Hadley

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South Grafton

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Monterey

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Montague

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Monson

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Monroe Bridge

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East Templeton

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East Otis

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South Egremont

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South Deerfield

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South Barre

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Buckland

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Brookfield

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Brimfield

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New Salem

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Dudley

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Drury

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Douglas

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Deerfield

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New Braintree

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Shutesbury

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Shrewsbury

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Shelburne Falls

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Sheffield

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Savoy

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Sandisfield

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North Oxford

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North Hatfield

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North Grafton

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North Egremont

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North Brookfield

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North Amherst

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North Adams

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Rutland

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Russell

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Royalston

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Rowe

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Rochdale

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Cheshire

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Cherry Valley

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Charlton Depot

1 zip covered

Charlton City

1 zip covered

Charlton

1 zip covered

Charlemont

1 zip covered

Colrain

1 zip covered

Clinton

1 zip covered

Chicopee→

5 zips covered

Chesterfield

1 zip covered

Chester

1 zip covered

Oakham

1 zip covered

Northfield

1 zip covered

Northbridge

1 zip covered

Northborough

1 zip covered

Northampton

3 zips covered

North Uxbridge

1 zip covered

Richmond

1 zip covered

Princeton

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Plainfield

1 zip covered

Pittsfield

3 zips covered

Petersham

1 zip covered

Paxton

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Palmer

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Oxford

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Otis

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Orange

1 zip covered

Dalton

2 zips covered

Cummington

1 zip covered

Conway

1 zip covered

Westminster

2 zips covered

Westfield

2 zips covered

Westborough

1 zip covered

West Warren

1 zip covered

Belchertown

1 zip covered

Becket

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Barre

1 zip covered

Baldwinville

1 zip covered

Auburn

1 zip covered

Gardner

1 zip covered

Worthington

1 zip covered

Woronoco

1 zip covered

Worcester→

16 zips covered

Windsor

1 zip covered

Winchendon

1 zip covered

Williamstown

1 zip covered

Williamsburg

1 zip covered

Wilbraham

1 zip covered

Woods Hole

1 zip covered

Woodville

1 zip covered

Wrentham

1 zip covered

Yarmouth Port

1 zip covered

Foxboro

1 zip covered

Framingham

2 zips covered

Franklin

1 zip covered

Attleboro Falls

1 zip covered

Avon

1 zip covered

Ayer

1 zip covered

Barnstable

1 zip covered

West Yarmouth

1 zip covered

Westport

1 zip covered

Westport Point

1 zip covered

Cotuit

1 zip covered

Cummaquid

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Cuttyhunk

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Ocean Bluff

1 zip covered

Onset

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Orleans

1 zip covered

Osterville

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Pembroke

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Pepperell

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Plainville

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Plymouth

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Plympton

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Pocasset

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Provincetown

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Raynham

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Raynham Center

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Rehoboth

1 zip covered

Carver

1 zip covered

Cataumet

1 zip covered

North Truro

1 zip covered

Norton

1 zip covered

Norwood

1 zip covered

Oak Bluffs

1 zip covered

Chilmark

1 zip covered

Centerville

1 zip covered

Chartley

1 zip covered

Chatham

1 zip covered

Rochester

1 zip covered

Sagamore

1 zip covered

North Attleboro

1 zip covered

North Carver

1 zip covered

North Chatham

1 zip covered

North Dartmouth

1 zip covered

North Dighton

1 zip covered

North Eastham

1 zip covered

North Easton

2 zips covered

North Falmouth

1 zip covered

North Pembroke

1 zip covered

Sagamore Beach

1 zip covered

Sandwich

1 zip covered

Seekonk

1 zip covered

Sharon

1 zip covered

Sheldonville

1 zip covered

Sherborn

1 zip covered

Shirley

1 zip covered

Siasconset

1 zip covered

Somerset

2 zips covered

Brant Rock

1 zip covered

New Bedford

4 zips covered

Dartmouth

1 zip covered

Dennis

1 zip covered

Dennis Port

1 zip covered

Devens

1 zip covered

Dighton

1 zip covered

Dover

1 zip covered

Dunstable

1 zip covered

Duxbury

1 zip covered

Norfolk

1 zip covered

Brewster

1 zip covered

Bridgewater

1 zip covered

Brockton

2 zips covered

Bryantville

1 zip covered

Buzzards Bay

2 zips covered

South Carver

1 zip covered

South Chatham

1 zip covered

South Dartmouth

1 zip covered

South Dennis

1 zip covered

South Easton

1 zip covered

East Orleans

1 zip covered

East Sandwich

1 zip covered

East Taunton

1 zip covered

East Walpole

1 zip covered

East Wareham

1 zip covered

Eastham

1 zip covered

Monponsett

1 zip covered

Monument Beach

1 zip covered

Nantucket

1 zip covered

Natick

1 zip covered

South Harwich

1 zip covered

South Orleans

1 zip covered

South Walpole

1 zip covered

South Wellfleet

1 zip covered

South Yarmouth

1 zip covered

Menemsha

1 zip covered

Middleboro

1 zip covered

Millis

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East Bridgewater

1 zip covered

East Dennis

1 zip covered

East Falmouth

1 zip covered

East Freetown

1 zip covered

Stoughton

1 zip covered

Stow

1 zip covered

Sudbury

1 zip covered

Swansea

1 zip covered

Taunton

1 zip covered

Townsend

1 zip covered

Truro

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Littleton

1 zip covered

Manomet

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Mansfield

1 zip covered

Marion

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Marlborough

1 zip covered

Marshfield

1 zip covered

Marstons Mills

1 zip covered

Mashpee

1 zip covered

Mattapoisett

1 zip covered

Maynard

1 zip covered

Medfield

1 zip covered

Medway

1 zip covered

Vineyard Haven

1 zip covered

Walpole

1 zip covered

Wareham

1 zip covered

Bellingham

1 zip covered

Berkley

1 zip covered

Fairhaven

1 zip covered

Fall River

4 zips covered

Falmouth

1 zip covered

Forestdale

1 zip covered

Hyannis

1 zip covered

Hyannis Port

1 zip covered

Kingston

1 zip covered

Lakeville

1 zip covered

Easton

1 zip covered

Edgartown

1 zip covered

Elmwood

1 zip covered

Boxborough

1 zip covered

Wellfleet

1 zip covered

West Barnstable

1 zip covered

West Bridgewater

1 zip covered

West Chatham

1 zip covered

Harwich

1 zip covered

Harwich Port

1 zip covered

Holliston

1 zip covered

Hopkinton

1 zip covered

Hudson

1 zip covered

Green Harbor

1 zip covered

Groton

1 zip covered

Halifax

1 zip covered

Hanson

1 zip covered

West Dennis

1 zip covered

West Falmouth

1 zip covered

West Groton

1 zip covered

West Harwich

1 zip covered

West Hyannisport

1 zip covered

West Tisbury

1 zip covered

West Townsend

1 zip covered

West Wareham

1 zip covered

Assonet

1 zip covered

Attleboro

1 zip covered

Ashland

1 zip covered

Ashby

1 zip covered

White Horse Beach

1 zip covered

Acushnet

1 zip covered

Whitman

1 zip covered

Bankruptcy Case Types in Massachusetts

Chapter 7 liquidation (eliminating most unsecured debts)
Chapter 13 repayment plans (restructuring debts over 3-5 years)
Foreclosure prevention through bankruptcy
Business bankruptcy (Chapter 11)
Medical debt discharge
Credit card and unsecured debt elimination
Stopping wage garnishment and collection lawsuits

Bankruptcy Attorney Costs in Massachusetts

Chapter 7 attorneys typically charge a flat fee ranging from $1,000 to $3,500 depending on case complexity and location. Chapter 13 attorney fees are usually paid through your repayment plan. Most offer payment plans for the retainer.

Typical Cost

Chapter 7: $1,000-$3,500 flat fee plus ~$338 court filing fee. Chapter 13: $2,500-$6,000, usually paid through the repayment plan.

Statute of Limitations

There's no deadline to file bankruptcy, but timing matters. You must wait 8 years between Chapter 7 filings or 2 years between Chapter 13 filings. Filing before certain events (like a lawsuit judgment or foreclosure sale) gives you more options. Filing too soon after large purchases or balance transfers can create problems.

What to Expect

1

Free consultation to review your debts, income, assets, and determine which chapter is appropriate

2

Required credit counseling course (completed online in about 2 hours before filing)

3

Your attorney prepares and files the petition, schedules, and required documentation

4

Automatic stay takes effect immediately upon filing — all collection actions stop

5

Meeting of creditors (341 hearing): a brief, usually procedural meeting with the bankruptcy trustee

6

Discharge of eligible debts (Chapter 7: ~3-4 months after filing; Chapter 13: after completing the payment plan)

Coverage Gaps

19 zip codes without coverage

These areas in Massachusetts have no active bankruptcy lawyers providers.

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Bankruptcy in Other States

More States

Alabama41 citiesVirginia834 citiesArizona264 citiesColorado399 citiesConnecticut268 cities

More States

California325 citiesTexas1470 citiesFlorida526 citiesIndiana729 citiesNew Jersey582 cities

Other Legal Services in Massachusetts

Biohazard Cleanup$191 avgMold Remediation$145 avgGarage Doors$140 avgBathroom Remodeling$124 avgHeating Contractors$120 avgAir Conditioning Contractors$114 avgRoofers$107 avgPlumbers$104 avgAir Duct Cleaning$95 avgExterminators$92 avgSolar Installation$90 avgChimney Repairs$90 avg

View full Massachusettsmarket overview →

Frequently Asked Questions

How do I find a good bankruptcy attorney in Massachusetts?

Start by looking at attorneys in your city below. Board certification or significant experience in bankruptcy law — this is a technical area with strict procedural rules. We cover 512 cities in Massachusetts to help you find the right fit.

How much does a bankruptcy attorney cost in Massachusetts?

Chapter 7 attorneys typically charge a flat fee ranging from $1,000 to $3,500 depending on case complexity and location. Chapter 13 attorney fees are usually paid through your repayment plan. Most offer payment plans for the retainer.

What should I do if I need a bankruptcy attorney right away?

If you're facing a lawsuit, wage garnishment, foreclosure, or repossession, filing bankruptcy can trigger an automatic stay that halts all collection actions immediately. Waiting until the last minute limits your options and can cost you assets you could have protected.

What types of bankruptcy cases are handled in Massachusetts?

Bankruptcy attorneys in Massachusetts handle cases including Chapter 7 liquidation (eliminating most unsecured debts), Chapter 13 repayment plans (restructuring debts over 3-5 years), Foreclosure prevention through bankruptcy, Business bankruptcy (Chapter 11), Medical debt discharge. Contact a local attorney for a free consultation about your specific situation.

Is there a statute of limitations for bankruptcy cases in Massachusetts?

There's no deadline to file bankruptcy, but timing matters. You must wait 8 years between Chapter 7 filings or 2 years between Chapter 13 filings. Filing before certain events (like a lawsuit judgment or foreclosure sale) gives you more options. Filing too soon after large purchases or balance transfers can create problems.