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Bankruptcy Attorneys in New Jersey

Find experienced bankruptcy attorneys across 582 cities in New Jersey. Free consultation available.

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Cities Covered

582

Zip Codes

653

State Coverage

108.1%

Fee Type

Varies

When to Contact a Bankruptcy Attorney in New Jersey

If you're facing a lawsuit, wage garnishment, foreclosure, or repossession, filing bankruptcy can trigger an automatic stay that halts all collection actions immediately. Waiting until the last minute limits your options and can cost you assets you could have protected.

Your debts significantly exceed your ability to pay and minimum payments barely cover interest

You're facing wage garnishment, bank levies, or lawsuits from creditors

Your home is in foreclosure and you want to explore options to keep it

Medical bills from an illness or accident have created an impossible debt burden

Need a Bankruptcy Attorney in New Jersey?

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Alpine

1 zip covered

Andover

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Wood Ridge

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Woodcliff Lake

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Wyckoff

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Bergenfield

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Waldwick

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Wallington

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Wallpack Center

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Wanaque

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Towaco

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Township Of Washington

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Tranquility

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Vernon

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Stillwater

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Stirling

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Stockholm

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Succasunna

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Sussex

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Swartswood

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Teaneck

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Tenafly

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Bloomingdale

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Bogota

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Boonton

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South Hackensack

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Sparta

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Stanhope

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Rutherford

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Saddle Brook

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Saddle River

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Schooleys Mountain

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Ridgefield

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Ridgefield Park

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Ringwood

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River Edge

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Riverdale

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Rochelle Park

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Rockaway

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Brookside

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Budd Lake

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Butler

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Ramsey

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Randolph

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Picatinny Arsenal

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Pine Brook

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Pompton Lakes

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Pompton Plains

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Park Ridge

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Parsippany

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Passaic

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Carlstadt

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Cedar Knolls

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Chatham

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Chester

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Branchville

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Pequannock

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Ogdensburg

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Oradell

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Palisades Park

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Newfoundland

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Newton

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North Arlington

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Northvale

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Norwood

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Oak Ridge

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Oakland

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Cliffside Park

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Closter

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Convent Station

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Netcong

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New Milford

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New Vernon

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Montvale

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Montville

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Moonachie

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Morris Plains

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Morristown

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Mount Arlington

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Mount Freedom

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Mount Tabor

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Mountain Lakes

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Midland Park

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Millington

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Cresskill

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Demarest

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Denville

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Mine Hill

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Montague

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Maywood

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Mc Afee

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Mendham

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Middleville

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Lyndhurst

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Madison

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Leonia

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Lincoln Park

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Little Falls

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Little Ferry

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Lodi

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Long Valley

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Lake Hopatcong

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East Hanover

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East Rutherford

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Edgewater

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Landing

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Layton

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Ledgewood

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Kenvil

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Lafayette

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Lake Hiawatha

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Hillsdale

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Ho Ho Kus

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Hopatcong

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Ironia

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Harrington Park

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Hasbrouck Heights

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Englewood Cliffs

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Fair Lawn

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Fairview

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Dover

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Dumont

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Haskell

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Haworth

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Hewitt

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Hibernia

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Highland Lakes

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Green Village

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Greendell

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Hamburg

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Garfield

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Florham Park

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Fort Lee

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Franklin

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Franklin Lakes

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Elmwood Park

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Emerson

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Englewood

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Gillette

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Glasser

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Glen Rock

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Glenwood

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Flanders

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Augusta

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West Milford

1 zip covered

Westwood

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Wharton

1 zip covered

Whippany

1 zip covered

Allendale

1 zip covered

Clifton→

5 zips covered

Paterson→

14 zips covered

Haledon

2 zips covered

Mahwah

2 zips covered

Hackensack

2 zips covered

Hawthorne

2 zips covered

Paramus

2 zips covered

Ridgewood

2 zips covered

Teterboro

2 zips covered

Totowa

2 zips covered

Wayne

2 zips covered

Bellmawr

1 zip covered

Belleville

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Belle Mead

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Belford

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Bedminster

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Beachwood

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Beach Haven

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Bayville

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Bayonne

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Adelphia

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Avenel

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Avalon

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Audubon

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Atlantic Highlands

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Atlantic City

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Atco

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Asbury Park

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Asbury

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Annandale

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Flemington

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Flagtown

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Farmingdale

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Goshen

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Gloucester City

1 zip covered

Glendora

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Glen Ridge

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Glen Gardner

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Glassboro

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Gladstone

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Gibbstown

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Elwood

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Freehold

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Franklinville

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Franklin Park

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Fortescue

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Fort Monmouth

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Forked River

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Fords

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Florence

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Gibbsboro

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Garwood

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Frenchtown

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Hancocks Bridge

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Hampton

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Hammonton

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Hainesport

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Haddonfield

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Haddon Heights

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Hackettstown

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Grenloch

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Greenwich

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Green Creek

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Great Meadows

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Highlands

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Highland Park

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High Bridge

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Helmetta

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Heislerville

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Hazlet

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Dunellen

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Dorothy

1 zip covered

Far Hills

1 zip covered

Fanwood

1 zip covered

Fairton

1 zip covered

Fairfield

1 zip covered

Fair Haven

1 zip covered

Ewan

1 zip covered

Estell Manor

1 zip covered

Essex Fells

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Englishtown

1 zip covered

Harrisonville

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Harrison

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Island Heights

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Iselin

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Irvington

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Imlaystown

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Howell

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Hopewell

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Hope

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Holmdel

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Hoboken

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Hillside

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Hillsborough

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Hightstown

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Kingston

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Keyport

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Kenilworth

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Kendall Park

1 zip covered

Keasbey

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Kearny

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Keansburg

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Juliustown

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Joint Base Mdl

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Johnsonburg

1 zip covered

Jobstown

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Jersey City→

7 zips covered

Jackson

1 zip covered

Leonardo

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Leesburg

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Leeds Point

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Lebanon

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Lawrence Township

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Lawnside

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Lavallette

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Lanoka Harbor

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Landisville

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Cream Ridge

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Cranford

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Cranbury

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Cookstown

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Elmer

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Elizabethport

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Elizabeth

3 zips covered

Egg Harbor Township

1 zip covered

Egg Harbor City

1 zip covered

Edison

3 zips covered

Eatontown

1 zip covered

East Orange

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East Brunswick

1 zip covered

Lambertville

1 zip covered

Lakewood

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Lakehurst

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Lumberton

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Longport

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Long Branch

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Livingston

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Little York

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Little Silver

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Linwood

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Linden

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Lincroft

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Liberty Corner

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Marlboro

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Margate City

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Maplewood

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Maple Shade

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Manville

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Mantua

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Mantoloking

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Manchester Township

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Manasquan

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Manahawkin

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Malaga

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Magnolia

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Lyons

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Middletown

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Middlesex

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Mickleton

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Metuchen

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Merchantville

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Medford

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Mays Landing

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Mauricetown

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Matawan

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Martinsville

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Marmora

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Marlton

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Monroeville

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Monroe Township

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Monmouth Junction

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Monmouth Beach

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Mizpah

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Minotola

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Milmay

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Millville

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Milltown

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Millstone Township

2 zips covered

Clementon

1 zip covered

Clayton

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Clarksboro

1 zip covered

Clark

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Dorchester

1 zip covered

Dividing Creek

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Dennisville

1 zip covered

Delmont

1 zip covered

Delaware

1 zip covered

Deerfield Street

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Deepwater

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Deal

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Dayton

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Millburn

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Milford

1 zip covered

Mount Royal

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Mount Laurel

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Mount Holly

1 zip covered

Mount Ephraim

1 zip covered

Morganville

1 zip covered

Moorestown

1 zip covered

Montclair

2 zips covered

Newfield

1 zip covered

Newark→

9 zips covered

New Providence

1 zip covered

New Lisbon

1 zip covered

New Gretna

1 zip covered

New Egypt

1 zip covered

New Brunswick

1 zip covered

Neshanic Station

1 zip covered

Neptune

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Cape May Point

1 zip covered

Cape May Court House

1 zip covered

Cape May

1 zip covered

Camden

4 zips covered

Columbus

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Columbia

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Colts Neck

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Colonia

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Cologne

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Collingswood

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Clinton

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Allamuchy

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Cliffwood

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Navesink

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National Park

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Mullica Hill

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Mountainside

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Oakhurst

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Nutley

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Northfield

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North Brunswick

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North Bergen

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Normandy Beach

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Norma

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Newtonville

1 zip covered

Newport

1 zip covered

Villas

1 zip covered

Palmyra

1 zip covered

Oxford

1 zip covered

Orange

1 zip covered

Oldwick

1 zip covered

Old Bridge

1 zip covered

Oceanville

1 zip covered

Oceanport

1 zip covered

Ocean View

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Ocean Grove

1 zip covered

Ocean Gate

1 zip covered

Ocean City

1 zip covered

Oaklyn

1 zip covered

Phillipsburg

1 zip covered

Perth Amboy

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Pennsville

1 zip covered

Pennsauken

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Penns Grove

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Pennington

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Pemberton

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Pedricktown

1 zip covered

Peapack

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Paulsboro

1 zip covered

West Berlin

1 zip covered

Bridgeton

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Bridgeport

1 zip covered

Brick

2 zips covered

Chesterfield

1 zip covered

Cherry Hill

3 zips covered

Chatsworth

1 zip covered

Changewater

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Cedarville

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Cedar Grove

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Cedar Brook

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Carteret

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Parlin

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Port Monmouth

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Port Elizabeth

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Pomona

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Point Pleasant Beach

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Pluckemin

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Pleasantville

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Plainsboro

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Plainfield

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Pittstown

1 zip covered

Pitman

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Piscataway

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Pine Beach

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Red Bank

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Readington

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Raritan

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Rancocas

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Rahway

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Quinton

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Quakertown

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Princeton Junction

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Princeton

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Pottersville

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Beverly

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Bernardsville

1 zip covered

Berlin

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Berkeley Heights

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Califon

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Caldwell

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Burlington

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Buena

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Browns Mills

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Broadway

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Brigantine

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Brielle

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Bridgewater

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Port Republic

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Port Reading

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Port Norris

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Port Murray

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Rocky Hill

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Robbinsville

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Riverton

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Riverside

1 zip covered

Rio Grande

1 zip covered

Ringoes

1 zip covered

Wenonah

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Richwood

1 zip covered

Richland

1 zip covered

Scotch Plains

1 zip covered

Sayreville

1 zip covered

Salem

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Runnemede

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Rumson

1 zip covered

Rosenhayn

1 zip covered

Rosemont

1 zip covered

Roselle Park

1 zip covered

Roselle

1 zip covered

Roseland

1 zip covered

Roosevelt

1 zip covered

Roebling

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Somerset

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Somers Point

1 zip covered

Somerdale

1 zip covered

Skillman

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Sicklerville

1 zip covered

Shrewsbury

1 zip covered

Short Hills

1 zip covered

Shiloh

1 zip covered

Sewell

1 zip covered

Sewaren

1 zip covered

Sergeantsville

1 zip covered

Secaucus

1 zip covered

Seaside Park

1 zip covered

Seaside Heights

1 zip covered

Sea Isle City

1 zip covered

Sea Girt

1 zip covered

Stewartsville

1 zip covered

Stanton

1 zip covered

Springfield

1 zip covered

Spring Lake

1 zip covered

Spotswood

1 zip covered

South Seaville

1 zip covered

South River

1 zip covered

South Plainfield

1 zip covered

South Orange

1 zip covered

Basking Ridge

1 zip covered

Barrington

1 zip covered

Barnegat Light

1 zip covered

Barnegat

1 zip covered

Bradley Beach

1 zip covered

Bound Brook

1 zip covered

Bordentown

1 zip covered

Bloomsbury

1 zip covered

Bloomfield

1 zip covered

Blawenburg

1 zip covered

Blairstown

1 zip covered

Blackwood

1 zip covered

Birmingham

1 zip covered

South Dennis

1 zip covered

South Bound Brook

1 zip covered

South Amboy

1 zip covered

Somerville

1 zip covered

Weehawken

1 zip covered

Tennent

1 zip covered

Swedesboro

1 zip covered

Summit

1 zip covered

Strathmere

1 zip covered

Stratford

1 zip covered

Stone Harbor

1 zip covered

Stockton

1 zip covered

Ventnor City

1 zip covered

Vauxhall

1 zip covered

Union City

1 zip covered

Union

1 zip covered

Tuckerton

1 zip covered

Tuckahoe

1 zip covered

Trenton→

11 zips covered

Belvidere

1 zip covered

Toms River

3 zips covered

Titusville

1 zip covered

Three Bridges

1 zip covered

Thorofare

1 zip covered

Belmar

1 zip covered

Waterford Works

1 zip covered

Watchung

1 zip covered

Washington

1 zip covered

Warren

1 zip covered

Waretown

1 zip covered

Voorhees

1 zip covered

Vineland

2 zips covered

Allenwood

1 zip covered

Vienna

1 zip covered

Verona

1 zip covered

Allentown

1 zip covered

Wrightstown

1 zip covered

Woodstown

1 zip covered

Woodbury Heights

1 zip covered

Woodbury

1 zip covered

Woodbridge

1 zip covered

Woodbine

1 zip covered

Winslow

1 zip covered

Windsor

1 zip covered

Absecon

2 zips covered

Zarephath

1 zip covered

Alloway

1 zip covered

Avon By The Sea

1 zip covered

West Creek

1 zip covered

Allenhurst

1 zip covered

Whitesboro

1 zip covered

Whitehouse Station

1 zip covered

Whitehouse

1 zip covered

Westville

1 zip covered

Westfield

1 zip covered

West Orange

1 zip covered

West New York

1 zip covered

West Long Branch

1 zip covered

Willingboro

1 zip covered

Williamstown

1 zip covered

Wildwood

1 zip covered

Wickatunk

1 zip covered

Baptistown

1 zip covered

Vincentown

1 zip covered

Bankruptcy Case Types in New Jersey

Chapter 7 liquidation (eliminating most unsecured debts)
Chapter 13 repayment plans (restructuring debts over 3-5 years)
Foreclosure prevention through bankruptcy
Business bankruptcy (Chapter 11)
Medical debt discharge
Credit card and unsecured debt elimination
Stopping wage garnishment and collection lawsuits

Bankruptcy Attorney Costs in New Jersey

Chapter 7 attorneys typically charge a flat fee ranging from $1,000 to $3,500 depending on case complexity and location. Chapter 13 attorney fees are usually paid through your repayment plan. Most offer payment plans for the retainer.

Typical Cost

Chapter 7: $1,000-$3,500 flat fee plus ~$338 court filing fee. Chapter 13: $2,500-$6,000, usually paid through the repayment plan.

Statute of Limitations

There's no deadline to file bankruptcy, but timing matters. You must wait 8 years between Chapter 7 filings or 2 years between Chapter 13 filings. Filing before certain events (like a lawsuit judgment or foreclosure sale) gives you more options. Filing too soon after large purchases or balance transfers can create problems.

What to Expect

1

Free consultation to review your debts, income, assets, and determine which chapter is appropriate

2

Required credit counseling course (completed online in about 2 hours before filing)

3

Your attorney prepares and files the petition, schedules, and required documentation

4

Automatic stay takes effect immediately upon filing — all collection actions stop

5

Meeting of creditors (341 hearing): a brief, usually procedural meeting with the bankruptcy trustee

6

Discharge of eligible debts (Chapter 7: ~3-4 months after filing; Chapter 13: after completing the payment plan)

Coverage Gaps

24 zip codes without coverage

These areas in New Jersey have no active bankruptcy lawyers providers.

TrentonZcta 070hhZcta 071hhZcta 072hhZcta 073hhZcta 074hhZcta 075hhZcta 076hhZcta 077hhZcta 078hhZcta 080hhZcta 080xxZcta 081hhZcta 082hhZcta 083hhZcta 083xxZcta 084hhZcta 085hhZcta 086hhZcta 087hhZcta 087xxZcta 088hhZcta 089hh

Bankruptcy in Other States

More States

Alabama41 citiesVirginia834 citiesArizona264 citiesColorado399 citiesConnecticut268 cities

More States

California325 citiesTexas1470 citiesMassachusetts512 citiesFlorida526 citiesIndiana729 cities

Other Legal Services in New Jersey

Roofers$250 avgChimney Repairs$224 avgBiohazard Cleanup$192 avgGarage Doors$170 avgHeating Contractors$132 avgBathroom Remodeling$132 avgAir Conditioning Contractors$131 avgMold Remediation$127 avgExterminators$125 avgPlumbers$102 avgGutters & Downspouts$100 avgDUI Lawyers$100 avg

View full New Jerseymarket overview →

Frequently Asked Questions

How do I find a good bankruptcy attorney in New Jersey?

Start by looking at attorneys in your city below. Board certification or significant experience in bankruptcy law — this is a technical area with strict procedural rules. We cover 582 cities in New Jersey to help you find the right fit.

How much does a bankruptcy attorney cost in New Jersey?

Chapter 7 attorneys typically charge a flat fee ranging from $1,000 to $3,500 depending on case complexity and location. Chapter 13 attorney fees are usually paid through your repayment plan. Most offer payment plans for the retainer.

What should I do if I need a bankruptcy attorney right away?

If you're facing a lawsuit, wage garnishment, foreclosure, or repossession, filing bankruptcy can trigger an automatic stay that halts all collection actions immediately. Waiting until the last minute limits your options and can cost you assets you could have protected.

What types of bankruptcy cases are handled in New Jersey?

Bankruptcy attorneys in New Jersey handle cases including Chapter 7 liquidation (eliminating most unsecured debts), Chapter 13 repayment plans (restructuring debts over 3-5 years), Foreclosure prevention through bankruptcy, Business bankruptcy (Chapter 11), Medical debt discharge. Contact a local attorney for a free consultation about your specific situation.

Is there a statute of limitations for bankruptcy cases in New Jersey?

There's no deadline to file bankruptcy, but timing matters. You must wait 8 years between Chapter 7 filings or 2 years between Chapter 13 filings. Filing before certain events (like a lawsuit judgment or foreclosure sale) gives you more options. Filing too soon after large purchases or balance transfers can create problems.